Compare personal loans

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R1,000 R100,000

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Recently added

Lime24 Short-Term Loan
This loan is best for individuals facing immediate financial needs who can repay within 90 days.
APR Amount Term
36.0% R8,000 3 mo
Lime24 offers quick access to funds, but be mindful of the high interest rates.
Absa

Absa Personal Loan
This loan is best for individuals with a high credit rating looking for manageable repayment terms.
APR Amount Term
12.0% R300,000 72 mo
Absa offers flexible personal loans with competitive rates, ideal for those seeking financial support in South Africa.
Wonga

Wonga Short-Term Loan
This loan is best for individuals needing immediate funds, especially for unexpected expenses.
APR Amount Term
36.0% R8,000 6 mo
Wonga offers a quick solution for urgent cash needs, but be cautious of high interest rates.
Letsatsi Finance

Letsatsi Finance Personal Loan
This service is best for South Africans seeking immediate financial relief or those needing a larger loan with easy access through branches or online.
APR Amount Term
24.0% R8,000 6 mo
Letsatsi Finance offers a flexible option for personal loans, catering to both emergencies and larger financial needs. However, be mindful of the relatively high APR rates.
Finance27

Finance27 Short-Term Loan
This loan is best for individuals who require immediate access to funds and can repay within a short timeframe.
APR Amount Term
36.0% R7,200 2 mo
Finance27 offers a streamlined option for those in need of quick cash, but the high APR may deter some borrowers.
Capfin

Capfin Personal Loan
This loan is best for individuals seeking immediate cash for personal expenses and who may have lower credit ratings.
APR Amount Term
21.0% R50,000 24 mo
Capfin offers accessible short-term loans for employed South Africans, ideal for those in need of quick financial support.
Mulah

Mulah Short-Term Loan
This loan is best for South Africans needing immediate cash flow solutions for unexpected expenses.
APR Amount Term
36.0% R8,000 3 mo
The Mulah Short-Term Loan offers quick access to funds, but borrowers should be cautious of high interest rates.
Sanlam Credit Solutions

Sanlam Credit Solutions Personal Loan
Ideal for individuals looking for substantial loan amounts with the possibility of insurance-backed options.
APR Amount Term
15.0% R200,000 60 mo
Sanlam offers a robust personal loan option with flexible terms, but borrowers should be cautious about their financial commitments.

Boodle Short-Term Loan
This loan is best for individuals needing urgent financial assistance with a manageable repayment plan.
APR Amount Term
36% R8,000 6 mo
Boodle offers quick access to cash, but be wary of high interest rates.
FNB (First National Bank)

FNB Personal Loan with eBucks Rewards
This loan is best for individuals with strong credit profiles looking for flexibility in loan terms and the added benefit of rewards.
APR Amount Term
12.0% R300,000 72 mo
The FNB Personal Loan offers competitive rates and eBucks rewards for loyal customers, making it a solid choice for those with high credit ratings.
RCS Financial Services

RCS Personal Loan
Individuals with a developing credit history looking for short-term financial assistance between R1,000 and R150,000.
APR Amount Term
15.0% R100,000 60 mo
The RCS Personal Loan provides quick access to funds, with approval times of 1-2 business days. However, the APR ranges from 15.0% to 27.75%, making it potentially expensive for long-term borrowers.
Standard Bank

Standard Bank Personal Loan
This loan is best for individuals with a good credit rating looking for a substantial amount with extended repayment periods.
APR Amount Term
12.25% R300,000 72 mo
Standard Bank offers a competitive personal loan option with flexible repayment terms, making it suitable for various financial needs.
FinChoice

FinChoice Personal Loan
This loan is best for individuals needing quick cash for unexpected expenses who appreciate the option to skip payments during tough times.
APR Amount Term
27.0% R50,000 36 mo
The FinChoice Personal Loan offers convenient access to funds with flexible repayment options, but the interest rates are on the higher side.
Old Mutual

Old Mutual Personal Loan
This loan is best for individuals with a high credit tier looking for affordable and transparent borrowing solutions.
APR Amount Term
15.0% R200,000 60 mo
Old Mutual offers a range of personal loans with a maximum amount of R250,000, ideal for those in need of flexible financing options.
Fasta

Fasta Personal Loan
This loan is best for individuals needing quick access to funds with a flexible repayment structure.
APR Amount Term
24.0% R8,000 6 mo
Fasta offers a flexible and accessible personal loan option, but watch for the interest rates which can be on the higher side.
Finbond Mutual Bank

Finbond Mutual Bank Personal Loan
Ideal for individuals seeking short-term financial solutions with flexible repayment options.
APR Amount Term
21.0% R25,000 24 mo
Finbond Mutual Bank offers accessible personal loans with competitive rates. However, potential borrowers should consider their financial situation carefully.
Capitec Bank

Capitec Personal Loan
Ideal for clients seeking a quick, fully digital loan process with personalised rates.
APR Amount Term
12.25% R250,000 84 mo
Capitec offers a straightforward and competitive personal loan option for South Africans, particularly appealing due to its digital application process.
DirectAxis

DirectAxis Personal Loan
This loan is best for individuals seeking a fixed-rate personal loan with flexibility in loan amounts and repayment terms.
APR Amount Term
15.0% R250,000 72 mo
DirectAxis offers competitive personal loans tailored for South Africans. However, potential borrowers should carefully consider their financial situation before committing.
Nedbank

Nedbank Personal Loan
This loan is best for individuals looking for affordable borrowing options up to R400,000 with an established bank and a reliable rewards system.
APR Amount Term
10.25% R300,000 72 mo
Nedbank offers competitive personal loans with flexible terms, making it a solid choice for borrowers. Their rewards program adds extra value for timely repayments.
TymeBank

TymeBank Personal Loan
This loan is ideal for those seeking quick access to funds without traditional paperwork, particularly for emergencies or large purchases.
APR Amount Term
15.0% R100,000 36 mo
TymeBank offers a convenient digital solution for personal loans, but borrowers should be mindful of the interest rates.