Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Loan amount $10,000

$1,000 $100,000

Loan purpose

Personal Debt Home Auto Student Business

Compare rates from trusted lenders

Side-by-side rate comparison across verified lending partners — find the lowest APR for your profile.

No impact on your credit score

Pre-qualification uses a soft pull only. Your credit score stays intact while you browse rates.

Expert-reviewed loan guides

Our editorial team publishes research-backed guides on every loan type, updated regularly.

Transparent terms, no hidden fees

We surface the full cost — APR, origination fees, penalties — so you borrow with confidence.

Trusted by borrowers across 24+ markets

Updated daily · Free to use · No obligation

Recently added

CarMax Auto Finance

This service is best for those looking to finance a used car purchase conveniently through CarMax's extensive inventory.

APR	Amount	Term
5.49%	$75,000	72 mo

CarMax Auto Finance offers flexible financing options for used vehicles, but be prepared for potentially high APR rates.

Advance America

Best for those needing immediate cash with flexible borrowing amounts between $100 and $5,000.

APR	Amount	Term
36.0%	$5,000	24 mo

Advance America offers quick access to funds, but its high APR rates can lead to significant repayment amounts.

American Express

Kabbage Business Line of Credit

This product is best for small businesses looking for immediate access to funds without extensive paperwork. It's particularly suitable for those with a revenue-based qualification process.

APR	Amount	Term
—	$250,000	18 mo

Kabbage offers a quick and flexible line of credit for small businesses, with fast funding options. However, borrowers should be aware of the potential costs associated with the monthly fee model.

LightStream

LightStream Personal Loan

This loan is best for borrowers who need larger amounts ($5,000 to $100,000) and prefer long repayment terms of up to 20 years.

APR	Amount	Term
6.49%	$100,000	240 mo

LightStream offers competitive personal loan rates with flexible amounts and terms, making it a strong choice for those with excellent credit.

Discover

Discover Personal Loans

These loans are best for individuals looking to consolidate debt, improve their homes, or cover unexpected medical expenses without incurring origination fees.

APR	Amount	Term
7.99%	$40,000	84 mo

Discover Personal Loans offer competitive rates and no fees, making them a solid choice for those in need of funding.

Brigit

Brigit Instant Cash

This service is best for individuals with a regular income who require a small cash infusion quickly.

APR	Amount	Term
—	$250	1 mo

Brigit is a cash advance solution, ideal for those needing urgent funds without the burden of credit checks.

FourLeaf Federal Credit Union

Bethpage Federal Credit Union HELOC

This HELOC is best for borrowers seeking a no-closing-cost option and who prefer interest-only payments during the draw period.

APR	Amount	Term
5.99%	$500,000	240 mo

The Bethpage Federal Credit Union HELOC offers competitive rates and flexibility, making it a viable option for homeowners looking to tap into their equity.

SoFi

SoFi Student Loan Refinancing

This service is best for individuals with good credit seeking to consolidate their student loans without additional fees and with added member benefits.

APR	Amount	Term
4.24%	$999,999	240 mo

SoFi offers competitive refinancing rates and flexible loan terms, making it a strong choice for borrowers looking to manage their student debt effectively.

myAutoloan

myAutoloan Auto Loan

Individuals with good credit looking for on auto loans between $8,000 and $100,000.

APR	Amount	Term
3.99%	$100,000	84 mo

With rates as low as 3.99%, myAutoloan offers for borrowers looking to compare multiple lenders quickly. However, be aware of the maximum APR of 24.99%, which can be steep for those with lower credit scores.

Possible Finance

Possible Finance Small Emergency Loans

This service is best for individuals seeking short-term financial relief without the dangers associated with traditional payday loans.

APR	Amount	Term
65%	$500	2 mo

Possible Finance offers quick access to small loans ranging from $50 to $500, making it a viable option for those in need of emergency funds.

Happy Money

Payoff Credit Card Payoff Loan

This loan is best for individuals with a credit score of 640 or higher who are seeking to simplify their payments and save on interest.

APR	Amount	Term
7.95%	$40,000	60 mo

The Payoff Credit Card Payoff Loan is a solid option for those looking to consolidate high-interest credit card debt with lower rates and financial wellness tools.

Upgrade

Upgrade Debt Consolidation Loan

This loan is ideal for fair-credit borrowers looking to manage multiple debts with .

APR	Amount	Term
7.74%	$50,000	84 mo

Upgrade's debt consolidation loan offers flexible terms and rate discounts, viable choice for many borrowers.

Dave

Dave ExtraCash

Ideal for individuals with a steady income who may not qualify for traditional loans, seeking a simple and fast cash advance.

APR	Amount	Term
—	$500	1 mo

Dave ExtraCash provides a quick and accessible cash advance solution without interest, ppealing for those in need of immediate funds.

Rocket Mortgage

Rocket Mortgage by Quicken Loans

This service is best for tech-savvy individuals who prefer managing their mortgage application online, as well as those looking for FHA, VA, or conventional loans.

APR	Amount	Term
6.875%	$3,000,000	360 mo

Rocket Mortgage offers a streamlined online application process and quick approvals, making it a convenient choice for homebuyers and those looking to refinance.

College Ave

College Ave Student Loans

This loan is ideal for undergraduate and graduate students, as well as parents seeking to cover educational costs with manageable repayment options.

APR	Amount	Term
2.09%	$1,000	180 mo

College Ave offers a flexible and competitive solution for financing education, but potential borrowers should be cautious about the variable rates.

Wells Fargo

Wells Fargo Auto Loans

These loans are best for borrowers with good credit who want quick access to funds for purchasing a vehicle.

APR	Amount	Term
5.49%	$100,000	72 mo

Wells Fargo Auto Loans are a solid option for existing customers looking for lower rates, but new borrowers may face higher APRs.

CashNetUSA

This service is best for individuals needing immediate cash solutions, especially for emergency expenses.

APR	Amount	Term
89.0%	$3,000	12 mo

CashNetUSA offers quick access to funds, but watch out for high APRs that can lead to expensive repayments.

Wells Fargo

Wells Fargo Personal Loans

Existing Wells Fargo customers with a credit score of 660 or higher who need flexible loan amounts.

APR	Amount	Term
6.74%	$100,000	84 mo

Wells Fargo provides competitive loan amounts and fast funding, making it existing customers. However, the minimum credit score requirement of 660 may exclude many potential borrowers.

LendingClub

LendingClub Debt Consolidation Loan

Best for borrowers with a credit score of at least 600 seeking fast approval and funding.

APR	Amount	Term
5.96%	$40,000	60 mo

This loan is a quick solution for those needing to consolidate debt and pay off credit cards efficiently.

Spring EQ

Spring EQ Home Equity Loans

This option is best for borrowers who want to access up to 95% of their home value quickly and easily through a digital process.

APR	Amount	Term
8.5%	$500,000	360 mo

Spring EQ offers competitive home equity loans and HELOCs with flexible borrowing options, making it a solid choice for homeowners looking to leverage their equity.