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HBL

HBL Personal Loan
This loan is ideal for salaried individuals and self-employed professionals looking for amounts up to PKR 3 million with a convenient repayment period.
APR Amount Term
21.36% Rs3,000,000 48 mo
HBL Personal Loan is a flexible option for those needing quick cash without collateral. However, the interest rates can vary, so it’s essential to check your eligibility.
MCB Bank

MCB Personal Loan
This loan is best suited for salaried individuals with a good credit history looking for amounts ranging from PKR 50,000 to PKR 2 million.
APR Amount Term
25.36% Rs2,000,000 48 mo
MCB Bank offers a straightforward personal loan with flexible amounts and terms, ideal for those in need of quick cash.
UBL

UBL CashPlus Personal Loan
This loan is best for salaried individuals or self-employed professionals seeking quick access to funds up to PKR 3 million.
APR Amount Term
23.0% Rs3,000,000 48 mo
UBL CashPlus offers a robust personal loan option with quick processing and high limits, but be mindful of potential hidden fees.
Bank Alfalah

Bank Alfalah Personal Loan
Best for salaried individuals needing quick funds without collateral.
APR Amount Term
29.8% Rs3,000,000 48 mo
The instant approval is especially for urgent cash needs. However, the APR ranges from 29.8% to 35%, making it relatively expensive for long-term borrowing.
Allied Bank

Allied Personal Finance
This loan is best for salaried individuals looking for personal loans ranging from PKR 30,000 to PKR 3 million with manageable repayment terms.
APR Amount Term
28.8% Rs3,000,000 48 mo
Allied Personal Finance offers flexible borrowing options with competitive rates, making it a solid choice for various financial needs.
Faysal Bank

Faysal Islami Personal Finance
Individuals earning a minimum salary of PKR 50,000 who need financing for weddings, education, or medical expenses.
APR Amount Term
30.0% Rs4,000,000 48 mo
This product provides for those seeking Shariah-compliant financing. With a fixed profit rate of 30%, it offers a path for personal needs but may not suit those requiring larger amounts or longer terms.
Standard Chartered

Standard Chartered Personal Loan
This loan is best for salaried individuals or self-employed professionals in need of flexible borrowing options without the hassle of collateral.
APR Amount Term
22.0% Rs4,000,000 60 mo
Standard Chartered offers a solid personal loan option if you need funds quickly, with no collateral required. Their digital-first approach enhances the user experience.
JS Bank

JS Bank CashAsaan Personal Loan
Best for salaried individuals and self-employed borrowers needing quick access to funds without collateral.
APR Amount Term
26.0% Rs4,000,000 48 mo
JS Bank CashAsaan provides a flexible loan amount with quick approval for eligible borrowers. However, the 30% annual markup can make it costly for those who cannot repay quickly.