Compare personal loans

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₱1,000 ₱100,000

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RCBC

RCBC Pasado Loan

This loan is ideal for first-time borrowers who need quick access to funds without the burden of collateral, making it suitable for personal expenses like education or travel.
APR Amount Term
19.0% ₱5,000,000 60 mo
The RCBC Pasado Loan offers a convenient, collateral-free option for those looking to meet immediate financial needs, especially for individuals in the process of building their credit.
Tonik

Tonik Quick Loan

Filipino citizens aged 21-55 with a minimum credit score looking for short-term personal loans.
APR Amount Term
6.0% ₱50,000 12 mo
Tonik Quick Loan is an efficient choice for those needing immediate cash, especially given its instant in-app approval. However, applicants should be mindful of the credit score requirement that could limit access for some.
SB Finance

SB Finance Personal Loan

This loan is ideal for individuals looking to cover various financial needs like education, business, or debt consolidation, especially for credit card holders.
APR Amount Term
39.43% ₱3,000,000 36 mo
SB Finance Personal Loan offers a convenient way to access funds online, but potential borrowers should be mindful of the eligibility criteria.
UnionBank

UnionBank Personal Loan

This loan is best for individuals seeking quick access to funds without collateral and who can meet the income requirements.
APR Amount Term
25.0% ₱2,000,000 60 mo
UnionBank's personal loan features an appealing 1.26% monthly add-on rate, cost-effective choice for those who can repay within a year. However, the APR can reach up to 36%, which may not be ideal for long-term borrowers.
BDO

BDO Personal Loan

This loan is best for individuals looking for significant funding up to ₱2 Million with manageable repayment terms.
APR Amount Term
25.98% ₱2,000,000 36 mo
BDO Personal Loans provide a flexible financing option with competitive rates, but potential borrowers should assess their repayment capabilities.
Metrobank

Metrobank Personal Loan

This loan is ideal for those with a strong credit profile seeking funding for personal ventures such as education, travel, or other milestones.
APR Amount Term
25.98% ₱2,000,000 36 mo
Metrobank offers a reliable personal loan option with transparent pricing and flexible terms, making it suitable for various personal goals.
CTBC Bank Philippines

CTBC Bank Salary Stretch Personal Loan

This loan is best for individuals with a stable income looking for manageable loan terms and competitive rates.
APR Amount Term
17.88% ₱2,000,000 36 mo
The CTBC Bank Salary Stretch Personal Loan is a solid option for salaried employees needing financial flexibility. Its clear eligibility guidelines help streamline the application process.
BPI

BPI Personal Loan

This loan is best for individuals with high credit scores seeking substantial amounts, up to ₱3 million, for various personal needs.
APR Amount Term
25.03% ₱3,000,000 36 mo
BPI offers competitive personal loan rates, making it a solid choice for those needing significant funding. However, the application process may be stricter due to its high credit tier requirements.