Instant Finance Car Loan
| APR | Amount | Term |
|---|---|---|
| 9.95% | NZ$50,000 | 84 mo |
Instant Finance provides a straightforward car loan option, but borrowers should be cautious of the higher interest rates.
Real rates from banks and fintechs. Compared side by side, no affiliate bias.
Side-by-side rate comparison across verified lending partners — find the lowest APR for your profile.
Pre-qualification uses a soft pull only. Your credit score stays intact while you browse rates.
Our editorial team publishes research-backed guides on every loan type, updated regularly.
We surface the full cost — APR, origination fees, penalties — so you borrow with confidence.
Trusted by borrowers across 24+ markets
Updated daily · Free to use · No obligation
| APR | Amount | Term |
|---|---|---|
| 9.95% | NZ$50,000 | 84 mo |
Instant Finance provides a straightforward car loan option, but borrowers should be cautious of the higher interest rates.
| APR | Amount | Term |
|---|---|---|
| 12.99% | NZ$30,000 | 60 mo |
Kiwibank's personal loans provide a solid option for those who prefer a locally owned bank with a straightforward application process.
| APR | Amount | Term |
|---|---|---|
| 9.95% | NZ$50,000 | 84 mo |
The Instant Finance Debt Consolidation Loan offers a practical solution for managing multiple debts, but be aware of the associated costs.
| APR | Amount | Term |
|---|---|---|
| 4.19% | — | 360 mo |
SBS Bank offers competitive home loan options, making it a viable choice for many New Zealanders. However, potential borrowers should carefully consider their lending criteria and fees.
| APR | Amount | Term |
|---|---|---|
| 8.95% | NZ$100,000 | 84 mo |
MTF Finance provides competitive car loan options for those looking to finance a vehicle, with flexible terms and quick approvals.
| APR | Amount | Term |
|---|---|---|
| 12.9% | NZ$50,000 | 84 mo |
ASB's personal loan options are competitive, especially for those looking for larger amounts over longer terms.
| APR | Amount | Term |
|---|---|---|
| 6.49% | NZ$50,000 | 60 mo |
This loan provides straightforward financing for car buyers but comes with a higher interest rate compared to competitors.
| APR | Amount | Term |
|---|---|---|
| 9.95% | NZ$50,000 | 60 mo |
With rates starting at 9.95% p.a., this loan is an appealing option for many borrowers.
| APR | Amount | Term |
|---|---|---|
| 13.9% | NZ$50,000 | 84 mo |
The ANZ Car Loan is straightforward with a fixed rate, but its APR might be high for some borrowers.
| APR | Amount | Term |
|---|---|---|
| 11.5% | NZ$30,000 | 60 mo |
SBS Bank's personal loan provides a straightforward option for those needing cash quickly, but the interest rates may not be the most competitive.
| APR | Amount | Term |
|---|---|---|
| 7.99% | NZ$100,000 | 84 mo |
Harmoney's car loan is a viable option for borrowers looking for flexible borrowing terms and competitive rates.
| APR | Amount | Term |
|---|---|---|
| 13.9% | NZ$50,000 | 60 mo |
BNZ's personal loan is a viable option for those needing a significant amount of cash quickly, but rates can be steep.
| APR | Amount | Term |
|---|---|---|
| 9.4% | NZ$75,000 | 60 mo |
AA Money's car loan options cater well to a variety of borrowers, but the interest rates may be higher than some competitors.
| APR | Amount | Term |
|---|---|---|
| 7.99% | NZ$100,000 | 84 mo |
Harmoney offers a flexible personal loan option for those looking to consolidate debt or finance personal projects. However, borrowers should consider their creditworthiness before applying.
| APR | Amount | Term |
|---|---|---|
| 8.55% | NZ$100,000 | 60 mo |
UDC Finance offers competitive car loan options with flexible terms, making it a solid choice for potential borrowers in New Zealand.
| APR | Amount | Term |
|---|---|---|
| 13.9% | NZ$50,000 | 84 mo |
The lack of fees is for borrowers looking for flexibility, but the 13.9% APR could be high for those with better credit options. This product is best for individuals needing quick, fee-free access to funds.
| APR | Amount | Term |
|---|---|---|
| 12.95% | NZ$50,000 | 84 mo |
ASB's car loan is a straightforward option for those looking to finance a vehicle, but the interest rate may be high for some borrowers.
| APR | Amount | Term |
|---|---|---|
| 7.99% | NZ$50,000 | 60 mo |
With flexible borrowing options, Westpac's personal loan is ideal for various financial needs, though the standard rate is on the higher side.
| APR | Amount | Term |
|---|---|---|
| 9.95% | NZ$50,000 | 84 mo |
This loan option provides a wide range of amounts and terms, but the high interest rates may not suit everyone.