Halifax Personal Loan
| APR | Amount | Term |
|---|---|---|
| 3.9% | £50,000 | 60 mo |
Very similar to Lloyds (same parent group) with equally competitive top-line rates. Reliable choice with no surprises.
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Lending Stream Short-Term Loan
| APR | Amount | Term |
|---|---|---|
| 99.9% | £1,500 | 6 mo |
Lending Stream provides quick access to cash, with approval in minutes, but the exceptionally high APR of up to 1333% makes it a costly option. It's those with urgent cash needs and limited credit options.
HSBC Personal Loan for Debt Consolidation
| APR | Amount | Term |
|---|---|---|
| 3.3% | £30,000 | — |
A reliable high-street option with a competitive 6.5% representative APR and the ability to extend terms up to 96 months on larger loans, giving more breathing room on monthly payments.
Shawbrook Bank BTL Mortgage
| APR | Amount | Term |
|---|---|---|
| 4.79% | — | — |
One of the UK's leading specialist BTL lenders with genuine scale — they can handle anything from a single flat to a £50m portfolio, with multiple award wins to back it up.
Funding Circle Business Loans
| APR | Amount | Term |
|---|---|---|
| 6.9% | £500,000 | 72 mo |
Funding Circle offers quick and flexible business loans tailored for UK SMEs, with a straightforward online application process.
Loqbox Credit Builder
| APR | Amount | Term |
|---|---|---|
| — | — | — |
The gold standard for UK credit building — save money and build your score simultaneously.
Black Horse Car Finance
| APR | Amount | Term |
|---|---|---|
| 4.9% | £100,000 | 60 mo |
Black Horse Car Finance offers a wide range of loan options, making it a strong contender for those looking to finance a vehicle.
Admiral Personal Loan
| APR | Amount | Term |
|---|---|---|
| 7.9% | £25,000 | 60 mo |
Admiral offers a quick approval process for personal loans, ideal for those needing funds fast. However, the APR can vary significantly, making it less appealing for borrowers with lower credit scores.
Lloyds Bank Debt Consolidation Loan
| APR | Amount | Term |
|---|---|---|
| 3.9% | £50,000 | — |
A solid high-street option with competitive rates starting at 3.9% representative APR and generous borrowing limits up to £50,000, backed by one of the UK most established banking brands.
The Mortgage Works BTL Mortgage
| APR | Amount | Term |
|---|---|---|
| — | — | — |
The Mortgage Works brings Nationwide's financial strength to the BTL market. If you want the reassurance of a major building society behind your BTL mortgage, this is your option.
iwoca Business Loans
| APR | Amount | Term |
|---|---|---|
| 18.0% | £500,000 | 24 mo |
iwoca offers flexible business loans that cater to a range of financial needs, making it a solid option for small to medium-sized enterprises.
Creditspring Credit Builder Loan
| APR | Amount | Term |
|---|---|---|
| — | — | — |
Straightforward credit builder with predictable costs — good for rebuilding your score, not for cheap borrowing.
Zuto Car Finance
| APR | Amount | Term |
|---|---|---|
| 8.9% | £75,000 | 60 mo |
Zuto Car Finance is a solid choice for those seeking flexible car finance options with quick approval times.
Post Office Personal Loan
| APR | Amount | Term |
|---|---|---|
| 5.6% | £25,000 | 60 mo |
The Post Office Personal Loan provides quick approval and flexible borrowing options, but the higher APRs may not suit everyone. It's ideal for those with good credit seeking immediate cash.
Halifax Debt Consolidation Loan
| APR | Amount | Term |
|---|---|---|
| 3.9% | £50,000 | — |
A strong high-street option from the Lloyds Banking Group stable with competitive rates and high borrowing limits. Part of one of the UK largest banking groups.
Foundation Home Loans BTL Mortgage
| APR | Amount | Term |
|---|---|---|
| — | — | — |
A strong intermediary-only BTL lender with deep specialist expertise, particularly good for complex landlord cases that high-street banks won't touch.
Wollit Credit Builder
| APR | Amount | Term |
|---|---|---|
| — | — | — |
Set-and-forget credit builder for renters — low cost, low effort, meaningful impact on thin credit files.
CarFinance 247
| APR | Amount | Term |
|---|---|---|
| 8.9% | £50,000 | 60 mo |
CarFinance 247 provides quick access to a wide range of auto loans, but high APRs may deter some borrowers.
Zopa Personal Loan
| APR | Amount | Term |
|---|---|---|
| 5.9% | £35,000 | 60 mo |
Zopa provides a fast and user-friendly online application process, ideal for those seeking a loan solution. However, the APR can reach as high as 34.9%, which may not suit everyone.
NatWest Debt Consolidation Loan
| APR | Amount | Term |
|---|---|---|
| 3.9% | £50,000 | — |
One of the most competitive high-street options with a low representative APR of 3.9% and the highest maximum loan amount at £50,000.